home warranty coverage comparison

Coverage varies significantly across home warranty companies. Home warranty contracts do not cover all home repairs. Basic home warranty coverage includes the main systems of the home and certain appliances. Most companies cover plumbing, electrical, heating systems, as well as refrigerators, dishwashers, and Microwave ovens. Some charge additional coverage for appliances such as clothes washers and clothes dryers. A home warranty company will pay for the cost to repair or replace the system or appliance, as long as it has broken down from normal wear and tear. If the system or appliance failed because it wasn’t maintained the water heater was not flushed or the fridge’s evaporative coils were not cleaned, most home warranty contracts will not cover the cost to repair or replace it. Home warranties exist to repair or replace old worn out systems that have been properly cared for by the homeowner. Buyers should read the home warranty contract carefully to understand coverages, limitations, and exclusions. Most home warranty contracts will state that repairs and replacements will not be covered if the problem was known prior to the date of coverage. This is sometimes referred to as a known condition.

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01.14.2007 | 34 Comments

The time you put in researching these companies is going to save you the expense of not having done so, and face it, you won't be mad at yourself when you end up feeling like a fool because you believed everything the sales person said to you. I've found my home warranty to be a worthwhile purchase, but this is given a very specific set of conditions. 1 The house I bought had old but functioning appliances, enough that I'd have expected 2 or 3 calls within the year. 2 The previous owners only kept up superficial looks, but other items in terrible condition. The upstairs bedroom had carpet soaked in pet urine. Amateur private bathroom paint job. If it was out of sight for guests, it was not cared for. Given that, I was able to get a good deal on the house by accepting a reduced price instead of repairs, then buying a home warranty to cover me when appliances did fail. Also, be prepared. Contractors will blame Home Warranty, and Home Warranty will blame Contractors. You have to work both sides to squeeze value out.

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01.14.2007 | 16 Comments

Next, you'll need to identify the access point on the drain line. Usually, the drain will have a T shaped vent with a PVC cover. Remove the cover and inspect the drain. Use this port to flush the drain with distilled vinegar. If you don't like the odor, you can use peroxide to gently bubble away the remaining debris. Alternately, you can use hot water and a drop of dish liquid. 6. Allow the solution to sit for 30 minutes. Complete the cleaning by flushing the pipe with water. Have a helper watch the pipe outside and tell you if the water is running freely. If you don't have a shop vacuum, you can use a piece of surgical tubing to free the blockage.